Federal Judge Pauses Student Loan Income-Driven Repayment Plans
Overview Following a federal court ruling in late February 2025, the Department of Education announced a temporary pause on applications for all Income-Driven Repayment (IDR) plans. This suspension affects Income-Based Repayment (IBR), Income-Contingent Repayment (ICR), Pay As You Earn (PAYE), and the Saving on a Valuable Education (SAVE) plan, with implications for millions of borrowers managing student loan debt. Understanding Income-Driven Repayment Plans IDR plans make student loan payments manageable by basing monthly payments on borrower income and family size. These plans typically extend repayment periods to 20 or 25 years, with remaining balances potentially forgiven afterward. ...







